Red Flag Identity Theft Prevention Program: Difference between revisions

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== Definitions ==
== Definitions ==
''Covered Account'' means
#''Covered Account'' means          
           
* an account that UNMC offers or maintains primarily for personal, family or household purposes, that involves or is designed to permit multiple payments or transactions and
* an account that UNMC offers or maintains primarily for personal, family or household purposes, that involves or is designed to permit multiple payments or transactions and
* any other account that UNMC offers or maintains for which there is a reasonably foreseeable risk of identity theft to the customer (i.e. students and/or patients).<br />
* any other account that UNMC offers or maintains for which there is a reasonably foreseeable risk of identity theft to the customer (i.e. students and/or patients).
''Creditor'' means any person or organization that extends, renews, or continues credit, including UNMC, who accepts multiple payments over time for services rendered.<br />
#''Creditor'' means any person or organization that extends, renews, or continues credit, including UNMC, who accepts multiple payments over time for services rendered.
''Customer'' means a student, patient or other individual receiving UNMC services.<br />
#''Customer'' means a student, patient or other individual receiving UNMC services.
''Identity theft'' means fraud that involves stealing money or getting other benefits by using the identifying information of another person.<br />
#''Identity theft'' means fraud that involves stealing money or getting other benefits by using the identifying information of another person.
''Notice of an address discrepancy'' means a notice that a credit bureau sends to UNMC when UNMC has ordered a credit report about a consumer. Mail returned because of improper address is not a Notice under this policy.<br />
#''Notice of an address discrepancy'' means a notice that a credit bureau sends to UNMC when UNMC has ordered a credit report about a consumer. Mail returned because of improper address is not a Notice under this policy.
''Red flag'' means a pattern, practice or specific activity that could indicate identity theft.<br />
#''Red flag'' means a pattern, practice or specific activity that could indicate identity theft.
''Service Provider'' means a vendor that provides services directly to UNMC related to Covered Accounts. <br />
#''Service Provider'' means a vendor that provides services directly to UNMC related to Covered Accounts.
   
 
== Covered Accounts ==
== Covered Accounts ==


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