Red Flag Identity Theft Prevention Program: Difference between revisions

#The following actions will be taken as appropriate to confirm the identity of customers when they open and/or access Covered Accounts:          

#* Obtain appropriate personal identifying information (e.g. photo identification, date of birth, academic status, user name and password, address, etc.) prior to opening or allowing access to a covered account; or prior to issuing a new or replacement ID card.

#* When certain changes are made to Covered Accounts online, the account holder shall receive notification to confirm the change is valid.

#* Verify the accuracy of changes made to Covered Accounts that appear to be suspicious.

#Information systems containing Covered Account information shall be monitored by the appointed information system custodian/administrator to detect any unusual user activity that could indicate improper access to and/or use of consumer information.