Red Flag Identity Theft Prevention Program: Difference between revisions

UNMC shall identify and respond to Red Flags which may indicate potential identity theft. Red Flags include but are not limited to the following:<br />

* Alerts, notifications or warnings from a consumer reporting agency, including notices of credit freezes, notices of address discrepancies, and receipts of consumer reports showing patterns of activities that are inconsistent with the history and usual pattern of activity of the account holder.

* Address discrepancies that cannot be explained.

* Suspicious documents, including:

::photographs or physical descriptions that are inconsistent with the individual presenting the document;

::incomplete, altered, forged, or inauthentic documents; or

::other personal identifying information that is inconsistent with information on file with the University.  

          

* Complaints or questions from customers about charges to a covered account for goods/services they claim were never received.

* Suspicious activity related to a Covered Account, including:

::unusual use of accounts that have been previously inactive for a lengthy period of time,

::mail being returned as undeliverable although transactions continue to be conducted in connection with the covered account;

::unauthorized account changes or transactions.

* Notice from customers, victims of identity theft, law enforcement authorities or other individuals regarding possible identity theft in connection with UNMC Covered Accounts.